If you want to borrow some money or want a credit card then the chances of your application being successful depends on your CIBIL score. CIBIL score is among the first things that the lenders check ...

A CIBIL score is a three-digit number that represents your creditworthiness. In simple terms, it shows how likely you are to repay borrowed money on time. Lenders, like banks and financial ...

Have you ever applied for a loan and been denied by a bank? Or did you get a loan, but the interest rate was so high that it was too heavy for you? The root cause of all these problems is often the ...

Your CIBIL score could make or break your loan and credit card applications. Banks and NBFCs check your credit score before approving loans. You must have been asked to provide your CIBIL score while ...

If you’ve ever applied for a loan or credit card, you’ve probably heard the words “CIBIL score.” But many people still don’t know what it really means or how to check it without paying. The good news?

Getting a credit card requires meeting key eligibility criteria. Understanding these factors can improve your approval chances and help you choose a card that fits your financial profile.

The Credit Information Bureau (India) Ltd (CIBIL) score is a summary of a consumer’s credit history based on past credit behaviour, such as borrowing and repayment habits shared regularly by banks and ...

Query 1: I am a 28-year-old doctor from Mumbai and plan to apply for a housing loan in the next two years. If I miss one EMI by over 30 days, is that more damaging to my CIBIL score than closing a ...

CIBIL score may be just three digits, but it can shape the course of an individual’s financial life — from loan approvals and interest rates to access to credit itself. In India’s rapidly digitising ...

The RBI has issued five strict rules to boost CIBIL score transparency following numerous complaints. New mandates include sending instant SMS alerts when a credit report is checked, providing the ...

The Times of India's 'Hack of the Day' series offers a practical solution for checking your credit score instantly and for free. Access your verified CIBIL score directly on their website by entering ...