A CIBIL score is a three-digit number that represents your creditworthiness. In simple terms, it shows how likely you are to repay borrowed money on time. Lenders, like banks and financial ...

If you want to borrow some money or want a credit card then the chances of your application being successful depends on your CIBIL score. CIBIL score is among the first things that the lenders check ...

The RBI has issued five strict rules to boost CIBIL score transparency following numerous complaints. New mandates include sending instant SMS alerts when a credit report is checked, providing the ...

Understanding how credit scores work can be confusing, with plenty of mixed information floating around. In this interview with Mint, Bhushan Padkil, SVP and head-DTC business at credit information ...

CIBIL score may be just three digits, but it can shape the course of an individual’s financial life — from loan approvals and interest rates to access to credit itself. In India’s rapidly digitising ...

Six months is more than enough to make real and tangible progress toward improving your CIBIL score, provided you take the correct steps consistently. A score above 750 not only boosts your loan ...

Query 1: I am a 28-year-old doctor from Mumbai and plan to apply for a housing loan in the next two years. If I miss one EMI by over 30 days, is that more damaging to my CIBIL score than closing a ...

The Times of India's 'Hack of the Day' series offers a practical solution for checking your credit score instantly and for free. Access your verified CIBIL score directly on their website by entering ...

Offering a major relief to homebuyers, LIC Housing Finance has slashed its home loan interest rates on new home loans to 7.15 per cent. The move comes amid softening interest rate environment. The ...

Paddy farmers in the State may find it increasingly difficult to secure bank loans, as many of them are facing a fresh crisis due to declining CIBIL scores. Their CIBIL scores are falling through no ...