Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

The way your credit score is calculated may change this fall. The Fair Isaac Corp. — commonly known as FICO — announced in June a new version of its scoring algorithms to include buy-now-pay-later ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

New credit scoring models rolling out across the mortgage industry could dramatically expand the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Forbes contributors publish independent expert analyses and insights. Writes about the future of finance and technology, follow for more. FICO has proven that in the digital economy, the power often ...