If you have a huge credit card bill and are now contemplating settling the same with the bank, then you should think again! This could be quite damaging for your credit score. It is worth remembering ...

For the second year in a row, America’s credit health is slipping, and no one is feeling the strain more than Gen-Z. The average FICO score in the U.S. fell to 715 in April 2024, down from 717 a year ...

We live in an era dominated by instant financial transactions, from contactless payments to 'Buy Now, Pay Later' schemes and rapid online loan approvals. In light of this, maintaining a robust credit ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Tala believes in empowering the financial capacity of the Global Majority, and this year, Tala partnered with Empower and Transform’s Salve Ibañez to spread financial literacy and education through ...

If you have been using your credit card prudently by paying all dues on time and maintaining the right CUR (Credit Utilisation Ratio), then it may be the ideal time to opt for a second credit card.

Your credit score feels like one of those mysterious numbers that controls your financial life, but you might not know anything about improving it quickly. Can you actually boost your score in weeks ...

IN the Philippines, where financial technology innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social ...

Qualifying for a bad credit loan typically involves fewer requirements compared to traditional loans. Lenders may focus more on the borrower’s income and employment status, rather than credit history ...

A credit score plays an important role in determining the interest rate offered on a home loan. Borrowers with strong credit ...