Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

A Direct Student Loan is another name for a federally issued student loan in the United States. If you borrowed money from the U.S. Department of Education, you likely took out a Direct Loan. Since ...

Congressional Republicans are considering closing the federal Direct PLUS Loan program in an effort to limit federal loan borrowing. Canceling this program could have many downstream effects, ...