A credit score is a three-digit number that gives a fair idea about the creditworthiness and repayment capacity of an individual. Lending institutions are now increasingly relying on credit scores to ...

* Possessing minimal or no credit history: "Living with parents or avoiding credit altogether may save money in the short ...

This article is brought to you by our exclusive subscriber partnership with our sister title USA Today, and has been written by our American colleagues. It does not necessarily reflect the view of The ...

I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas.

In the country, an increasing number of borrowers are using credit cards to meet day-to-day expenses. A recent report highlighted that over 42% of credit card users spent more than ₹50,000 to meet ...

Credit score myth traps high earners. Learn what actually affects scores and how to avoid dips from utilization, closures, and timing.