Income protection insurance can offer a lifeline if you’re unable to work due to illness or injury by paying out a portion of your salary while you’re off. Our guide explains the options to help you ...

Add articles to your saved list and come back to them any time. Hi Nicole, last week you wrote that the biggest opportunity for a tax deduction is to pre-pay your income protection insurance. You said ...

There’s a reason why our work forms such a significant part of our lives—it not only gives us a sense of purpose but also a regular stream of income that sustains our lives and of those who depend on ...

We all aspire to maintain a stable income throughout our working lives, free from financial worries. However, life's unpredictability means that we cannot guarantee we will always be able to work ...

There’s so much to love about running your own business: from the freedom and flexibility of choosing when and where you work to the simple joy of not having a boss to tell you what to do. However, ...

There are around 4.31 million self-employed workers in the UK according to recent government figures. If you are among them – and therefore without employer-based sick pay – being unable to work will ...

Sales of new income protection policies soared by 18% in 2024, marking a standout year for the protection product, according to Swiss Re’s latest Term & Health Watch report. The report, produced in ...

The real value of disability insurance becomes evident when a crisis strikes. Unfortunately, many people view risk as something that won’t affect them and, as a result, underestimate their need for ...

As of the latest tax year (starting 1 March 2015), companies are still struggling to come to grips with the consequences of the changes to the rules in respect of premiums paid to income protection ...

Protecting income often depends less on how much is earned and more on how wisely it is spent. Household budgets can shrink quickly when money is allowed to flow into unnecessary areas, while careful ...