Loans fall into one of two categories: secured or unsecured. A secured loan is used to purchase assets like a house or car that the lender can take if you default on your loan. Unsecured loans are not ...

Tapping into your home equity offers a way to borrow money at lower rates than unsecured loans. Here's how two key options compare on costs, ...

Debt is crushing American households in 2025. A recent Achieve Center for Consumer Insights survey found that 28% of consumers saw their debt increase last fall, with many struggling to cover basics ...

What are secured and unsecured personal loans? A secured personal loan is backed by collateral, in the form of property, car, or fixed deposits, and can be recovered by the lender in case you fail to ...