Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

New credit scoring models rolling out across the mortgage industry could dramatically expand the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

The way your credit score is calculated may change this fall. The Fair Isaac Corp. — commonly known as FICO — announced in June a new version of its scoring algorithms to include buy-now-pay-later ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed ...

Forbes contributors publish independent expert analyses and insights. Writes about the future of finance and technology, follow for more. FICO has proven that in the digital economy, the power often ...

Your credit score is your economic destiny. It determines where you can live, what you can buy, and sometimes even what job you can get. But how do credit bureaus come up with these all-encompassing ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit score can be the key to the things you want in life: a new home, a new car or even a new job. However, several types ...

You’re on a mission to boost or repair your credit score in anticipation of applying for a mortgage or a loan next year. You’re doing all the right things to make that happen — paying balances on time ...