VERY IMPORTANT TAX WARNING: Starting Jan 1, 2026, if you got your (or your kid's) student loan waived, you WILL have to pax tax on the waived amount for federal income tax. Only exception to this is Public Service Loan Forgiveness for who got a student loan waived after 120 on time and regular payments while working for the governments or nonprofits. Also for who obtained eligibility to get the student loan waived in 2025 can still get their loan waived tax free if the waiver is done after Dec 3
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