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8:01
YouTube
Joshua Payne
The New Mortgage Credit Score Choice. What It Means For You
How VantageScore 4.0 Can Help You Secure a Mortgage: What You Need to Know 🎯 VA Loan Guide: https://bit.ly/3DKs32X 🎯 📅 Book a call: https://bit.ly/3C178ID 📅 ️ “And we know that for those who love God all things work together for good, for those who are called according to his purpose.” Romans 8:28 ️ 🔍 About 🔍 In this ...
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FICO vs VantageScore: Understanding What Lenders Really Look At 👀 Let’s clear this up 👇🏽 ✨ Examples: • You see 720 on Credit Karma (VantageScore) but a lender pulls 688 FICO for your car loan. • Your VantageScore jumps fast after paying down a card, but your FICO moves slower. • You have a thin credit file and your VantageScore looks decent, but your FICO is lower because it wants more history. 📌 Pro tip: Most mortgage lenders use FICO, not VantageScore. Always ask: “Which score model are yo
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